Arrange Finances

• Investigate whether countries you plan to visit en route have laws prohibiting the entry or withdrawal of even small sums of local or foreign currency.
  
• Check with post to find out whether you need to obtain travelerˇ¦s checks or local currency before you arrive. If purchasing travelerˇ¦s checks, ask for small denominations.
  
• Arrange for an advance on your Foreign Transfer Allowance. Here is an online Foreign Transfer Allowance worksheet (PDF).
  
• Request an Advance of Pay if desired (up to three months' pay in advance). This must be paid back over 18 pay periods.
  
• Cancel Internet and television services, health club memberships, newspaper delivery, and so on. Cancel or transfer utilities as needed.
  
• Decide how to pay all bills that may arrive after your departure; automatic (direct-pay) or Internet payment options can be helpful, if available.
  
• Record the monthly closing date for each credit card account. In the process of moving, and at your new post, monthly statements may arrive late. Check to see if there is a way to view your statements or make payments online.
  
• Anticipate heavy initial expenses at post, such as membership in embassy associations or rental car costs. Arrange your personal finances to meet such needs, if necessary.

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