The checklist of items to consider before and after retirement varies from person to person. But one thing is clear. Employees should not wait until the day of retirement to make crucial decisions which affect their future. Civil Service and Foreign Service employees alike must be prepared. For those in their last year before retirement, planning for the day when you no longer work for government takes on a sense of urgency. For “mid-career” employees, however, retirement planning often takes a backseat. Planning early can help change the way you think about your future, whether you decide to move forward to another career or take full rest and relaxation. Use the resources on the webpages below to help identify where you can get assistance.