U.S. Department of State

Alternet
Alternet Systems, Inc. is a unique operating company that focuses its investment and operational expertise in companies that will enable rapid growth in the secure mobile payment and transaction market. Alternet subsidiaries provide hosted solutions on proven and secure technology platforms. This empowers our clients to focus their efforts on the successful and profitable deployment of services, providing a springboard for rapid adoption of mobile services. Alternet Systems website»

FrontlineSMS:Credit
Our mission is to leverage mobile payment systems (MPS) to bring financial services to the unbanked poor. To do so, we are currently programming FrontlineSMS to function as middleware in order to connect any MPS and any microfinance management information system (MIS) in real time. As a result, microfinance institutions (MFIs) will be able to send and receive payments directly from the mobile wallet of their MIS, which will significantly reduce the operational costs of issuing credit. By helping MFIs integrate mobile payments into their business strategies, we aim to eliminate geographic barriers to financial inclusion while simultaneously allowing users to generate robust auditing trails and client credit histories. FrontlineSMS:Credit website»

Mobile Accord
Mobile Accord is a mobile platform and services company, located in Denver, Colorado, providing enterprise level solutions focused at driving social change. Mobile Accord’s products and services empower major non-profits, political organizations, universities, and governmental entities to benefit from the power of mobile technology. We offer the solutions and strategic expertise necessary to successfully implement scalable mobile solutions around the word. Mobile Accord website»

Obopay
The concept for Obopay happened while Carol Realini, Obopay's founder and CEO, was doing volunteer work in Africa. It was there she observed an interesting phenomenon: people living in some of the most remote corners of the world carried a mobile phone even if they didn't carry a wallet. Combining the two seemed like an ideal marriage of empowerment and convenience. And that's when the idea for Obopay was born. Returning to the U. S. she saw incredible opportunities within the ever-growing mobile youth market. Obopay website»

SF Global

SF GLOBAL, LLC is a financial services technology company with the mission of becoming the lowest cost provider of mobile, micro and branchless banking services to the vast under-banked populations in Latin America, Asia and Africa and their migrant Diasporas around the world. The vision is to connect any mobile phone user to personal accounts at micro-finance institutions (MFIs), ubiquitously accessible though person-to-person and person-to-retail transactions, even in the most underserved urban and remote rural settings. To achieve this, SF GLOBAL’s technology company SifroTek, has built a low-cost, comprehensive processing platform (currently servicing both global banks and local MFIs) that connects our customers to transborder payment networks though mobile phones to conduct financial transactions and services with any combination of banks, MFIs, stores, and individuals. Transfercel website»

Venmo
Venmo makes settling up with friends easy and social, and it works with just about any phone or through the web. It's completely free to use with your friends, so you can always skip the ATM when you need to settle up on things like meals, rent, bills, drinks, group trips, and bingo. Venmo was founded by two friends, Iqram and Kortina, who met as freshman year roommates at The University of Pennsylvania. They built Venmo to make exchanging money convenient and accessible to everyone. Venmo website»